Motor Insurance

It is illegal to drive in the UK without insurance and finding the right deal from numerous UK car insurance companies can prove to be an overwhelming challenge. Nowadays there’s no reason to labor over the search for the best quote.

There are three different types of motor insurance. Third Party insurance is the minimum level of cover you must have if you are going to drive in the UK. If you are in an accident the policy will cover the cost of the other driver, and not yourself. This means that any repairs or costs on your car will have to be paid for by you. Third Party, Fire and Theft is the same as Third Party but will also cover you if car is stolen or damaged by fire. Comprehensive cover will cover you in all cases of damage or theft, either to you or others.

Comprehensive cover is the most expensive level of cover, while Third Party is the cheapest. As well as the level of cover, your rate will be affected by how many years you have gone without making a claim, your age and your experience.

Motor Insurance - Covers drivers against acident or loss of vehicles
Home Insurance - Covers the buildings or content of your home
Pet Insurance - Covers vet bills, liability, death and other pet costs
Health Insurance - Covers dentist bills, optition bills and other costs
Travel Insurance - Covers loss of property, health or illness abroad
Life Insurance - Covers unforseen death of the policy holder